Not all coverage is the right coverage.
The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.
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Summary of Medical Benefits- Effective 1/1/2024
Copay Plan
In-Network
Out-of-Network
Calendar Year Deductible
Individual Coverage
Individual Under Family Coverage
Family Coverage
$1,500
$3,000
$4,500
$9,000
Out-of-Pocket Maximum
$13,500
$27,000
Preventive Care
No Charge
40%*
Office Visits
Primary Office Visit
Specialist Office Visit
Chiropractic Visit
$35 Copay
Urgent Care Services
$65 Copay
Complex Imaging
MRI/CT/PET scans- Free standing Facility
MRI/CT/PET scans- Hospital or outpatient hospital
20%*
50%*
Inpatient Hospital Care
Facility Fee
Physician Fee
Outpatient Procedure
Emergency Room Services**
Emergency Medical Transportation**
Mental Health/Chemical Dependency
Inpatient
Office Visit
Prescription Drug Coverage
Generic
Preferred brand
Non-preferred brand
Specialty
Retail 30 Day Supply
$20 Copay
$80 Copay
$150 Copay
30% Coinsurance (Prudent Rx)
Mail Order 90 Day Supply
$40 Copay
$160 Copay
$300 Copay
Not Available
* Coinsurance after deductible
** Covered as in-network in true-emergency
Note: Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions
HSA Plan
$3,200
$6,400
$12,800
$4,000
$8,000
$16,000
Outpatient Procedures
Preventative Generic
Preventative Preferred Brand
Preventative Non-Preferred Brand
Non-Preventative Generic
Non-Preventative Preferred brand
Non-Preventative Non-preferred brand
Non-Preventative Specialty
$10 Copay
$125 Copay
$250 Copay
$500 Copay
High Value / Elite Network Plan
$5,000
$10,000
$20,000
Note: Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.
The High Value Plan / Elite Network Plan utlizes a specific network. All scheduled surgeries should be through Fariview Health System or Twin Cities Orthopedics.
If you prefer talking with a HealthEZ representative, call 1-800-948-5988